Recreational Drone Use covered by your homeowners policy?

[Navin Ganeshan]

Interesting post...and if accurate, can provide assurance for many of us that are flying as a hobby or recreationally. I'm considering whether I should confirm this with my insurance company.

Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?

 

[Oso]

My guess is that any insurance company will push back big time and they will eventually update their terms to specifically state no coverage for drone use.

They will certainly not allow any coverage for business use.

 

[__astronaut]

Personal articles policy would definitely cover. Not sure about homeowner.

 

[Jeff48920]

This is a well written legal article addressing the issues squarely on. Insurance companies will surely push back on whether the drone was operated in an intentionally dangerous way. One of the clearest such indications would be if the drone were flown over property or persons who have not consented.

 

[Hottwheells]

My homeowners insurance would not cover me unless it was used solely as a "toy". Talked to them today. - Canada